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Lawyer practicing international migration. Specializes in issues of migration law - paperwork on the territory of Ukraine and the countries of the European Union (Romania, Hungary, Spain, Czech Republic).

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Getting a residence permit in the UAE when buying real estate

Getting a residence permit in the UAE when buying real estate

Modern global realities are forcing Ukrainian businesses and private investors to look for the safest, most stable, and predictable jurisdictions to protect their assets and ensure a comfortable life.

The United Arab Emirates confidently holds the lead among such destinations. Obtaining a residence permit in the UAE through real estate purchase — this is not just a profitable financial investment in liquid square meters, but also a legally guaranteed path to obtaining resident status (residency visa) for you and your family.

Getting a residence permit in Dubai for Ukrainians has become simpler today, thanks to updated government loyalty programs for foreign investors.

Our team of  specialized experts from “Prikhodko & Partners” company provides comprehensive legal support for real estate transactions and migration procedures, guaranteeing the absolute security of your investments.

Why do Ukrainians choose the Emirates?

Before buying property in the Emirates, investors study in detail the privileges provided by the local resident status.

Obtaining a residence permit in the UAE opens up the following exclusive opportunities for Ukrainians:

  • Absolute tax optimization: There is no personal income tax (PIT) in the Emirates, no taxes on rental income, capital gains from real estate resale, or inheritance or gift tax.
  • Freedom of banking operations: A Dubai real estate residency visa grants the right to freely open personal and corporate accounts in the most reliable banks in the Middle East (Emirates NBD, FAB, ADCB), store funds in hard currency, and carry out international SWIFT transfers.
  • High level of security: The UAE consistently tops world rankings as a country with a near-zero crime rate, strict adherence to laws, and ideal infrastructure.
  • Family sponsorship: The investor has the legal right to sponsor visas for their spouse and children (sons up to 25 years old, unmarried daughters of any age).

Options for residency visas through real estate investment

UAE migration legislation clearly regulates the conditions for granting resident status. The price and validity period of the UAE residence permit directly depend on the value of the acquired property. Currently, two of the most popular programs are available for Ukrainian investors:

2-Year Residency Visa (Taskeen Programme)

This is the basic option for those looking for quick access to residency with a moderate entry threshold.

  • Minimum cost: from 750,000 AED (approximately 204,000 US dollars).
  • Conditions: The property must be fully completed and ready for occupancy (Ready status). In case of purchasing a home with a mortgage through a local bank, the investor must pay an initial down payment (or the principal loan amount) of at least 50% of the value, or this amount must be equivalent to 750,000 AED.
  • Features: The visa is easily extended every two years provided the ownership of the asset is maintained.

10-Year UAE Golden Visa (Golden Visa)

The Golden Visa is the most prestigious status for foreigners, granting maximum freedom.

  • Minimum cost: from 2,000,000 AED (about 545,000 US dollars).
  • Conditions: According to the latest changes, investors are allowed to purchase not only ready properties but also properties under construction (Off-plan) from government-accredited developers (Emaar, Nakheel, Damac, etc.).
  • Features: Golden Visa holders no longer need to visit the UAE every 6 months to maintain their status — the visa remains active for the entire 10-year period regardless of your physical presence. It is also permitted to sponsor parents and an unlimited number of domestic staff.

Procedure and stages of legal residency permit processing

Going through all the instances independently can lead to delays, refusals, and financial losses.

Turnkey residency permit processing with a lawyer involves the following stages:

  1. Property Selection and Due Diligence: Our specialists conduct an in-depth review of the developer, check the cleanliness of the Sale and Purchase Agreement (SPA), and ensure there are no hidden fees.
  2. Registration of Ownership: We accompany the process of registering the transaction with the Dubai Land Department (DLD) with the payment of the mandatory fee (4%) to obtain a Title Deed (for Ready) or Oqood (for off-plan).
  3. Preparation of the migration package: Legalization of marriage and birth certificates in Ukraine, translation of documents into Arabic/English, and their consular legalization.
  4. Medical examination and biometrics: Organization of the mandatory Medical Fitness Test in the UAE and submission of biometric data to the federal authority ICP.
  5. Status Acquisition: Final issuance of the Emirates ID (UAE resident internal passport) and the electronic visa.

It will also be useful: UAE residency: how to get it?

Comparative Table of UAE Residency Investment Programs

Evaluation Criterion Resident Visa (2 years) Golden Visa (10 years)
Minimum Investment (AED) From 750,000 dirhams From 2,000,000 dirhams
Property Type for Application Only Ready Properties (Ready) Ready (Ready) and Off-plan
Mortgage Rules Minimum 50% of the amount paid Submission allowed from the first installment
UAE Stay Requirements Entry at least once every 6 months No frequency of entry requirements

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Professional Legal Assistance: Reliable and Transparent

Clients often ask: what are the pitfalls, what is the cost of associated fees, and how much does a consultation with a lawyer specializing in the UAE cost.

Working with specialists from “Prikhodko & Partners,” you get complete transparency in the processes.

We form a so-called “showcase” of services: a clear price list, a detailed estimate of state fees, strict timing, and one hundred percent confidentiality.

Our migration lawyer takes care of interacting with the DLD, banks, and migration authorities so that you can focus on developing your own business.

Do not postpone the protection of your future. Leave a request on the website right now or call us! Our lawyers will conduct an initial assessment of your request, select the optimal investment strategy, and help you process your UAE residence permit upon purchasing real estate quickly and without risks.

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FAQ

Is it possible to get a residence permit if I buy several inexpensive apartments whose total value exceeds the limit?

Yes, the migration legislation of the Emirates allows summing up the value of several real estate objects.

If the total value of two or more of your apartments or villas exceeds 750,000 AED for the two-year visa or 2,000,000 AED for the Golden Visa, you have the full right to submit documents to obtain the corresponding resident status.

Does the investor's residency visa grant the right to official employment in Dubai?

The Property Investor Visa itself is intended exclusively for residence and does not include a Work Permit.

If you plan to work for a local company, your employer will have to arrange the corresponding permit for you through the Ministry of Human Resources and Emiratisation (MOHRE).

What happens to the residence permit if I decide to sell my property?

The investor’s residency visa is strictly tied to the fact of owning the property. If you sell your asset and the Title Deed is transferred to another person, your visa will be automatically cancelled.

To retain the residence permit, you will need to purchase another property that meets the minimum investment requirements of the program.

 

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