Removal from the unified register of debtors

The Unified Register of Debtors (ERB) is a public online resource maintained by the Ministry of Justice of Ukraine. It contains information about debtors who have unfulfilled property obligations.

ERB is a public online resource maintained by the Ministry of Justice of Ukraine. It contains information about debtors who have unfulfilled property obligations.

The main goals of ERB:

• Ensuring transparency and publicity of information about debtors.
• Protection of creditors’ rights.
• Encouraging debtors to repay debts.
• The main problem that citizens face.

The main difficulties faced by citizens due to registration in ERB

Most often, people face a problem when a record about them in the ERB remains, even after the debt has been repaid or the enforcement proceedings have been closed. This can greatly complicate life, because information from the registry is available to everyone, and can become an obstacle for:

• Registration of notarial agreements: purchase and sale of real estate, vehicles, land plots, etc.;
• Obtaining a loan: banks and other financial institutions check potential borrowers for debts;
• Travel abroad: Some countries may restrict entry to individuals who have outstanding obligations.

At the same time, sometimes a person is not at all aware that there is such a record about him. For example, he goes to the notary to draw up an agreement on the sale of an apartment, and only there he learns that there is a problem. This is not only unnecessary stress, but also the risk of breaking the deal with the buyer.

Who and when enters information into this register?

Information about debtors is entered into the ERB by state and private executors based on court decisions. The reason can be not only credit debts, but also non-payment of taxes, alimony, etc.

When is information from the registry deleted?

Information about the debtor is deleted from ERB within 3 working days from the date:

• Debt repayment. after the debtor fully pays the debt, interest and fines, the executor is obliged to issue a resolution on the end of the enforcement proceedings and the removal of information about the debtor from the ERB;
• Closure of executive proceedings: on other grounds provided for by law, for example, in connection with the death of the debtor.

What to do if the enforcement proceedings are closed, but the entry in the register of debtors remains?

This happens, both for technical reasons, and due to careless work of the executor who forgot to issue a decision to remove the debtor from the register. In this case, you need:

1. Contact the state or private executor who conducted the enforcement proceedings with a written request to withdraw information from the ERB.
2. Obtain a resolution on the termination of executive proceedings.
3. Submit a copy of the resolution to the Ministry of Justice of Ukraine.
4. Advantages of professional help

If you are faced with a situation where, due to being in ERB, you are denied the conclusion of an important agreement, and you need to act immediately, contact our law firm. If it is necessary to extract information from the Unified Register of Debtors, a professional lawyer can be very useful for a number of reasons:

1. Expert consultation. The law firm has professional lawyers with in-depth knowledge of registry processes and legal requirements. They will be able to provide you with expert advice on your specific situation, explain your rights and responsibilities, and suggest the best course of action.
2. Preparation of documents. The withdrawal procedure from ERB may require the submission of various documents and evidence. A law firm will help you prepare the necessary documents, as well as ensure their correct design and submission.
3. Representation in bodies. Contacting a law firm will allow you to obtain professional representation before the bodies responsible for considering the application for removal. This will reduce your own time and effort in negotiating and interacting with the relevant institutions.
4. Minimization of risks and errors. With the help of a legal company, you will be able to avoid possible mistakes or misunderstandings in the process of withdrawal from ERB, which can lead to delays or other negative consequences.
5. Support at every stage. The law firm will support you at every stage of the deregistration process, including filing the application, dealing with the relevant authorities and resolving any disputes.

Therefore, contacting a legal company can greatly facilitate the process of extracting information from the Unified Register of Debtors and provide you with peace of mind and confidence in the result.

For consultation or calculation of the price of withdrawal from the unified register of debtors, fill out the form below.