Loan lawyer

Loan lawyer

Author

Kovalev Artem

Very often, in the course of disputes with banks, the rights of borrowers are violated. It’s not just about insufficient documentation or arguments – only an experienced credit lawyer can determine exactly which rights have been violated and how it is possible to legally avoid compliance with the requirements of MFIs or banks. The credit lawyer “PRIKHODKO & PARTNERS” will not only help to find the most optimal solution to the problem, but will also do everything to resolve the debt dispute even before a lawsuit.

Consulting a loan lawyer can dramatically change the course of the case. It is no secret that banks very often resort to illegal methods of influencing clients: the terms of the contract may limit the rights of the client, namely: the bank can independently change the interest rate on the existing loan, calculate the amount of fines and penalties with an overestimate, connect representatives to the work collection services.

In what cases may the help of a credit lawyer be needed?

The services of a loan lawyer will be needed in cases where a legal entity or individual is in debt or cannot make loan payments.

The ideal option is to engage a credit lawyer even before the next payment is overdue. It can be, for example, the stage of executive proceedings or court proceedings. Of course, the help of a loan lawyer will be most effective at the stage of the problem related to credit obligations. If there is no violation of the current contract, there is a possibility of refinancing or restructuring the existing debt. Thus, the client of the credit lawyer will be able to get a credit holiday, extend the term of the contract and reduce the monthly payment amount.

Timely application for a loan lawyer “PRIKHODKO & PARTNERS” will allow:

• Cancel the accrual of penalties and interest on the loan (this will significantly reduce the amount of the debt).
• To protect the debtor in the case of appeals by collectors to law enforcement officers.
• Close existing criminal cases.
• Cancel the terms of the credit agreement and/or reduce the amount of the debt.
• Cooperate with private and public contractors.
• Cancel the ban on the departure of debtors abroad.

What services does a loan lawyer provide?

An experienced credit lawyer knows the provisions of the Codes, normative and legislative acts that regulate the activities of MFIs and banks. The experience and knowledge of “PRIKHODKO & PARTNERS” specialists allow us to solve any debt-related issues as effectively as possible.

Construction of the loan lawyer’s algorithm involves the following stages:

• Consultation and analysis of documents

At this stage, the credit agreement is studied and analyzed. The method of signing it (for example, in electronic form or in writing) and legality (SMS message or electronic signature, etc.) are important.

• Analysis of the creditor company

It is important to establish what the company that provides loans is, how it cooperates with debtors, etc. The loan can be requested personally by the MFI organization or it has already been sold in favor of the collection company.

• Assessment of the prospects of challenging the valid terms of the contract in court.

The help of a credit lawyer will allow:

1. Write off the debt after the statute of limitations expires.
2. Cancel increased interest and accrued fines.
3. To recognize the loan agreement as null and void due to the presence of gross violations.
4. Save collateral in disputes with banks.
5. Close the debt by selling it.

Thus, it is not worth solving problems with credit institutions on your own. Usually, this leads to even greater risks, debts and other unpleasant situations.

Credit lawyer “PRIKHODKO & PARTNERS” will help save your nerves and property. The key to our success is an individual approach to each client, confidentiality, and speedy performance of assigned tasks. We have formed our own practical potential, which is a guarantee of achieving a successful result in solving any client’s problem with the banking structure. We have many years of experience in effectively defending the interests of clients at all stages of interaction.

Sign up for a consultation with real professionals in your field – leave a request to calculate the cost of a lawyer’s services.