Attorney
Specialist in bankruptcy of individuals and legal entities. Provides legal support in bankruptcy procedures for individuals, private limited liability companies, legal entities, as well as closing executive proceedings, concluding restructuring and settlement agreements with financial institutions
Anti-collector
Anti-Collector is a service that provides legal support to borrowers who are facing financial difficulties, pressure from banks, collectors or enforcement agencies. The main goal of this service is to protect the rights of the debtor, reduce the amount of debt, prevent the loss of collateral and stop the illegal actions of creditors. The process of cooperation with an anti-collector includes several key stages: analysis of the client’s situation, drawing up a legal strategy, negotiations with creditors and, if necessary, defense in court. Turning to an anti-collector allows you not only to avoid stress, but also to get real ways to solve debt problems.
Why should you contact an anti-debt lawyer?
Borrowers often do not know how to act when faced with constant calls, threats or unlawful demands. An anti-debt lawyer will help you understand the situation, protect the interests of the debtor and offer the best way to solve the problem.
Typical situations when you need the help of an anti-debt lawyer include:
- Calls from debt collectors: telephone terror, threats to the debtor, his relatives or colleagues.
- Litigation with banks: illegally charged fines or penalties.
- Enforcement proceedings: seizure of property or accounts.
- Risk of loss of collateral: car, real estate, etc.
- Debt collection by debt collectors: demands for the return of an overstated amount.
What services does an anti-collector include?
- Protecting the borrower in court
An anti-collector lawyer represents the client’s interests in legal disputes.
Example: if a bank illegally raised the interest rate, the lawyer will help to challenge this in court.
- Debt reduction
A lawyer helps to reduce the financial burden on the debtor:
- Analyzes the contract for errors or inconsistencies in the law.
- Negotiates with the bank or debt collectors to restructure the debt.
- Helps to remove fines and penalties that were illegally accrued.
Result: the client pays only the actual amount of the debt without unjustified additional charges.
- Protection of collateral
If the debtor cannot repay the loan on time, the bank or debt collectors may claim collateral (real estate, car). An anti-collector lawyer:
- Protects property from illegal seizure.
- Cancels the seizure of property.
- Helps to conclude a favorable agreement on deferral of payments.
- Suspension of the actions of the enforcement service
In the event of the opening of enforcement proceedings, the lawyer will help:
- Appeal the decision of the enforcement agent.
- Cancel the enforcement inscription of the notary.
- Stop the seizure of accounts or seizure of property.
- Lifting seizures from property
The lawyer works to restore the debtor’s access to the blocked property:
- Files a petition to the court.
- Challenges the actions of the enforcement agents in the administrative or judicial procedure.
- Checks the legality of the seizure.
- Negotiations with creditors
The lawyer takes on communication with banks or collectors. This allows:
- Avoid emotional pressure on the debtor.
- Reach agreements on reducing the amount of debt.
- Obtain favorable restructuring conditions.
- Bankruptcy of an individual
In the event of inability to pay the debt, the lawyer helps to initiate the bankruptcy procedure. This allows you to:
- Write off debts.
- Preserve assets that are not subject to collection.
- Start your financial life from a clean slate.
How to avoid calls from debt collectors?
Debt collectors often use phone calls as a means of psychological pressure on the debtor. They can call not only the borrower himself, but also his relatives, friends or even colleagues, creating emotional stress. To avoid such situations, it is important to know how to act correctly in cases of telephone communication with debt collectors.
Steps to avoid calls:
- When you answer the call, inform that you are recording the conversation. This allows you to discipline the interlocutor, because illegal actions or threats can be used as evidence against him.
- Ask the debt collector for his full name, position, organization name and EDRPOU code. Additionally, clarify whether the call is made on behalf of the bank or they represent a debt collection company that has purchased your debt.
- If the debt collector refers to a certain amount of debt or offers promotional repayment terms, ask for written confirmation. The letter with the details of the debt should be official and contain the company’s details, which allows you to avoid fraud.
- Collectors are not allowed to call the borrower more than a certain number of times a day, especially at night. In case of violation of this rule, you can contact law enforcement agencies or a lawyer to challenge illegal actions.
- If the collector starts making threats, insulting you or your loved ones, there is no point in continuing the conversation. You have the right to stop communicating and add the number to the blacklist on your phone.
- If calls from collectors become regular and you cannot cope with the situation on your own, an anti-collector lawyer will help you draw up official requests to the relevant authorities to stop such actions.
How to protect your rights from unlawful actions of debt collectors?
Protecting your rights begins with being aware of your capabilities and the ability to effectively counteract unlawful actions.
Basic steps for protection against the actions of debt collectors:
Knowing your rights. The law clearly regulates the activities of debt collection companies. They do not have the right to:
- Call at night or disturb the debtor’s relatives and acquaintances.
- Use threats or blackmail.
- Describe or seize property without legal grounds.
Record violations. If you are threatened or sent unlawful demands:
- Record all calls.
- Keep messages or letters.
- Record the names, positions and organizations of debt collectors.
Contact a lawyer. A lawyer will help:
- File a complaint with the relevant authorities.
- Protect your rights in court.
- Check the legality of the creditor’s or collector’s demands.
For detailed advice or professional protection, please contact our law firm. We will provide you with full support and reliable assistance in resolving your financial issues.
Calculate the cost of services
1 question
Are you interested in the anti-collector service?
2 question
Are you in Kyiv?
3 question
Do you need the service urgently?
Is it possible to go through the bankruptcy procedure if the debt is less than 180,000 UAH?
Bankruptcy can be filed regardless of the amount of debt — there are no minimum limits set by law. However, if the amount of debt is less than UAH 180,000, it is usually more advisable to agree on debt restructuring, as bankruptcy may be economically unprofitable.
If I am not in Kyiv, can I cooperate with you?
Yes, we work remotely throughout Ukraine and even with clients abroad! We have many clients from Lviv, Odessa, Dnipro, Kharkiv, Cherkasy and other settlements.
Communication is carried out in any way convenient for you.
You may also need:
Debt restructuring under a credit agreement
Read moreLiquidation of a company through bankruptcy proceedings
Read moreLiquidation of the company under the bankruptcy procedure
Read moreProtection of creditors’ rights in bankruptcy
Read moreBankruptcy of a legal entity (enterprise)
Read moreLawsuit for recognition of a natural person as bankrupt
Read moreObtaining a certificate of absence of bankruptcy
Read moreSanitation of the debtor in bankruptcy cases
Read moreIndividual bankruptcy
Read moreCredit restructuring in a bank/microfinance organization
Read moreBankruptcy certificate for legal entities
Read moreConsultation on bankruptcy of an individual
Read morecall back
during the day
Compensation for moral, material damage
Protection of honour, dignity, and business reputationContract Development for Business and Legal Entities
Licensing of business activities
Compensation for moral, material damage
Legal services in the field of cryptocurrency and blockchain
REGISTRATION OF COMPANIES AND OPENING OF BANK ACCOUNTS
Sale and purchase of ready-made firms
Grants and attracting investment
Business registration and support in Great Britain
Business registration and support in Switzerland
Business registration and support in the EU
Business Registration and Support in the Gulf Countries (GCC)
Business registration and support in Turkey
Business registration and support in USA
Lawyer for administrative cases
Legal services for medical businesses and doctors
Protection of honour, dignity, and business reputation
Real estate transaction support
Escort of the tender participant
Trial lawyer: support and defense in court
European Court of Human Rights (ECHR)

