Grant manager, investment consultant
Specialist in selecting and attracting grant funds, writing business plans and attracting investments for businesses and public organizations.
PrivatBank — loan programs for business (entrepreneurs)
PrivatBank offers a variety of business loan programs aimed at different entrepreneurs. Not everyone can get a loan from this bank, but only those who pass a preliminary check of financial condition, creditworthiness and business reputation in the market.
Depending on the different loan program, businesses will be able to receive funds for development, restoration, relocation, or securing certain investment goals.
It should be emphasized right away that most of PrivatBank’s business loans are provided with collateral in the form of pledge of real estate or property rights to a future object.
We will talk about this and other aspects of lending from one of the largest banks in Ukraine in this article.
What types of business loan programs does PrivatBank offer?
Replenishment of working capital
The bank today offers several types of loans to replenish working capital and cover the actual needs of business in the course of its activities.
Among the main ones, it is worth highlighting:
- loan for microbusiness (FOP). Within the framework of this program, you can receive UAH 1,500,000 without the need to pledge property and for a period of up to 36 months to repay it, respectively;
- loan for replenishment of working capital under the “5-7-9” program. According to the terms of such an initiative, businesses can count on financing up to UAH 50,000,000 at a preferential interest rate per annum and with a repayment period of up to 36 months;
- KUB with collateral. This program is a logical continuation of the previous initiative “Affordable Loans 5-7-9” It allows you to additionally receive up to UAH 7,000,000 for a period of three years.
Implementation of investment projects
Although the vast majority of PrivatBank’s loan programs are aimed at covering the systematic costs of business, there are a certain number of those loans whose purpose is to ensure the implementation of the entrepreneur’s investment goals.
Below are the most popular ones:
- loan program “Easy Investments”. Allows you to obtain financing for a wide range of needs, including the purchase of new equipment, transport or real estate. The maximum amount of funds can be UAH 50,000,000 and be provided for five full years (with a pledge for real estate);
- Loan for energy independence. It is provided within the framework of the program of state support for domestic business and is designed to adapt it to the conditions of energy instability. Therefore, for an amount not exceeding UAH 90,000,000, you can purchase solar panels, wind power generators and other equipment (repayment period is five full years).
Support for agribusiness
Taking into account the fact that the share of agricultural entrepreneurs in the market is only growing, PrivatBank offers specialized loan programs for the needs of this type of business.
They will help, firstly, to acquire fixed assets of economic activity, secondly, to cover current costs, and thirdly, to compensate for losses as part of recovery after rocket attacks and other hostilities.
Currently, agribusiness can receive funds under the Agroseason program, the main conditions of which are the following:
- financing of UAH 200,000 and more;
- loan term up to 18 months;
- pledging agricultural machinery and other means to be purchased.
What documents do I need to prepare to receive funds under the business loan program from PrivatBank?
The package of documents depends on the specific lending program. At the same time, if you systematize the practice of obtaining financing in PrivatBank with the help of our lawyers, you can form a general list, which will consist of:
- Applications for obtaining a loan (according to the established form);
- Documents for the company (charter, extract from the USR, certificate of registration as a VAT payer);
- Financial statements (balance sheet, statement of financial results, income declaration for the reporting period);
- Decision on obtaining a loan (minutes of the general meeting of participants/founders);
- Documents for property on bail (technical passport, extract from the register);
- Documents concluded with the supplier (contract, invoice, etc.).
How can a lawyer of Prikhodko & Partners help to obtain a business loan from PrivatBank?
A business loan lawyer plays a significant role in agreeing on the appropriate financing for you.
It should be contacted primarily when it is necessary to obtain a loan for significant amounts or as collateral (provides for the preparation of additional agreements).
Taking into account his own experience and qualifications, the lawyer of Prikhodko & Partners can provide:
- firstly, legal advice;
- secondly, legal analysis of documents (in particular, loan agreements);
- thirdly, preparation and collection of documentation for the bank, including loan applications;
- fourthly, the service of negotiations between a business representative and PrivatBank;
- finally, appeal against the decision to refuse to provide a loan to a higher authority (if necessary).
Have questions? Then do not waste time: order a consultation, get answers to your questions and find out the cost of legal assistance in obtaining a PrivatBank loan for your business!
Calculate the cost of services
1 question
Do you need a loan for an individual entrepreneur?
2 question
Do you need a loan for a legal entity?
3 question
Have you already applied to banks for a loan?
call back
during the day
Compensation for moral, material damage
Protection of honour, dignity, and business reputationContract Development for Business and Legal Entities
Licensing of business activities
Compensation for moral, material damage
Legal services in the field of cryptocurrency and blockchain
REGISTRATION OF COMPANIES AND OPENING OF BANK ACCOUNTS
Sale and purchase of ready-made firms
Grants and attracting investment
Business registration and support in Great Britain
Business registration and support in Switzerland
Business registration and support in the EU
Business Registration and Support in the Gulf Countries (GCC)
Business registration and support in Turkey
Business registration and support in USA
Lawyer for administrative cases
Legal services for medical businesses and doctors
Protection of honour, dignity, and business reputation
Real estate transaction support
Escort of the tender participant
Trial lawyer: support and defense in court
European Court of Human Rights (ECHR)
Grants and attracting investment

