Our task is to protect your rights and interests. We do not tell "tales" - the client must be honest and aware of the objective reality of the situation.

Ugrin Svyatoslav

Head of problem debt practice, criminal lawyer

Contact now

Freeze credit

Ugrin Svyatoslav

Head of problem debt practice, criminal lawyer

Contact now

Freeze a loan

When applying for a loan, banks and borrowers first of all assess the borrower’s solvency, the ability to fulfill obligations in accordance with the concluded agreement. However, it is impossible to foresee all future events. Therefore, in the event of force majeure, the borrower has problems with the fulfillment of obligations (payment of funds in accordance with the contract), due to events beyond the control of the borrower. In this case, the amount of borrowing will not matter.

In the event of unforeseen problems, there are problems with the payment of debts, interest and penalties begin to rise.

The best solution to avoid such issues is to conclude an additional agreement between the lender and the borrower, at the conclusion of which the issues of freezing the loan for a certain time are discussed, and reducing the loan burden until the borrower’s financial position stabilizes.Ugrin Svyatoslav

Under what conditions can you freeze a loan to a person who is in a difficult situation with the payment of debt?

Banking institutions generally go to a meeting with the borrower, and conclude additional agreements with them if there are good reasons for that. The reasons for each borrower may be different, therefore, when concluding an additional agreement, the bank carefully considers the significance of the loan freeze.

Such circumstances include the following:

  • Release from work not on their own initiative.
  • In case of poor health, or expensive treatment.
  • The emergence of additional dependents in the family.
  • Being on maternity leave.
  • Change in the borrower’s income.
  • If a person becomes disabled, as a result of which income has decreased.
  • Due to the economic crisis in the country, the income of a person has significantly decreased.
  • Death of the family breadwinner.

There are also other compelling reasons why the borrower’s ability to pay has significantly decreased, or none at all. Therefore, when signing the agreement, you should take into account the possibility of force majeure circumstances in advance, and include a clause in the agreement with the bank, if possible, to freeze the loan. In this case, during the onset of an unforeseen situation, it is much easier to achieve a common language with the bank.

Therefore, to save your time, our qualified specialists from the Prikhodko & Partners Law Office will help you with this. We will act exclusively in the legal field, if you have a good credit history, then the term will be postponed without problems.

How we work:

Leave a request in a convenient way for you: through the feedback form by e-mail or call
We hold a meeting, discuss the terms of cooperation
We sign a contract, you pay for the service and we start working on your question right away

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1 question

Have other lawyers been involved in your case?


2 question

What is your loan debt amount?


3 question

To whom is there a loan debt?


4 question

Are you in Kiev or Kiev region?


5 question

Do you need legal assistance urgently?

If we do not call back during the day
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  • At the best price
  • In the right place
  • At the right time
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