Prikhodko&Partners
Services
Real estate and construction Apartment Inspection Before Buying on eOselia

Kirilkin Radion

Head of real estate and commercial law practice

E-mail

kirilkin@prikhodko.com.ua

Phone numbers

Specialist in the field of commercial law and process. Real estate, construction support; land law and protection of property ownership.

Apartment Inspection Before Buying on eOselia

Purchasing an apartment under the eOselya program is прежде всего a strict property selection process. A comprehensive apartment audit allows you to ensure the reliability of the seller and minimize the likelihood of future problems. Many buyers perceive verification as a bureaucratic obstacle; however, in reality, it plays a crucial role and is a key condition for successfully purchasing housing under the eOselya program.

Get a Consultation on Apartment Verification Under eOselya

Buying Housing Under the eOselya Program: Who Is Eligible?

In 2026, eOselya continues to provide citizens with affordable housing financing. The process is максимально digitized and осуществляется through submitting an application via the “Diia” web portal. To receive preferential terms for purchasing an apartment under this program (at 3–7% of the property value), an applicant must meet the following criteria:

belong to one of the following categories: military personnel, combat veterans, their family members, employees of law enforcement and emergency services, internally displaced persons, medical workers, teachers, and researchers;
be able to make an initial payment of 10–20% of the apartment’s value;
be between 18 and 70 years old;
select an apartment that meets the program’s requirements.

What Requirements Must an Apartment Meet to Be Purchased Under eOselya?

For the bank to approve the loan, the selected property must meet strict criteria regarding type, area, age, and condition. Below is a more detailed overview of each requirement:

type — completed housing (an apartment in a multi-unit residential building) or an unfinished construction project;
area — the limit for one person or a two-person family is 52.5 square meters (if exceeded, additional payment is required and some preferential terms are lost);
age of housing — up to 20 years from commissioning (in Chernihiv, Sumy, Kharkiv, Zaporizhzhia, and Kherson regions) or up to 3 years (in the city of Kyiv and other regions);
condition — must comply with building regulations and provide proper living conditions, and must not be included in the state register of architectural or cultural heritage monuments.

It will also be useful: “Reservation of employees: legal guarantees that are still lacking” — comment by Andriy Prykhodko for Kyiv24News

What Risks May Arise When Purchasing an Apartment Under eOselya?

Buying an apartment requires a thorough audit to ensure the client’s security. The “hidden pitfalls” that may arise during property selection before purchasing under the eOselya program can cost both time and money. The main risks include:

hidden encumbrances on the apartment (arrests, pledges);
unpaid property taxes by the previous owner;
technical discrepancies (unauthorized redevelopment, etc.);
raiding attempts (double registration) by the seller.

Order a Legal Apartment Verification

Apartment Verification Before Purchase Under eOselya Through Our Lawyers: How Does It Work?

When a real estate lawyer is involved, the entire verification process focuses on a comprehensive examination of the property and the seller. Based on the results, a legal conclusion is prepared. Step by step, the process looks as follows:

first, analysis of initial data. The lawyer compares the property parameters with the strict requirements of the eOselya program, requests the necessary documents from the seller, verifies the commissioning year and characteristics;
second, in-depth legal Due Diligence. The lawyer reviews the legal history of the apartment, including ownership, absence of debts (including unpaid utility bills by the previous owner), and risks from third parties;
third, additional technical audit (based on documents provided by the seller). The specialist reviews the technical passport, identifies hidden unauthorized constructions, and initiates property valuation if there are grounds to believe the price is inflated.

What Additional Services Can Our Lawyer Provide Within the eOselya Program?

In addition to basic verification, a lawyer from the law firm “Prikhodko & Partners” will support you at every stage — from submitting the application in “Diia” to receiving the keys to your future apartment. Our specialists can relieve you of the burden of searching for suitable housing, negotiating with sellers, preparing documents for the bank or “Diia,” and more. The extended list of services includes:

submission of the application for participation in the eOselya program and preliminary preparation;
analysis of the client’s credit history and elimination of obstacles to participation;
work with property offers from sellers in the residential real estate market;
legal audit of proposed properties;
negotiations with the seller and the bank for concluding the transaction;
legal analysis of the mortgage agreement (if necessary);
other relevant legal services.

In conclusion, the eOselya program is a unique opportunity to obtain preferential financing for purchasing an apartment. Like any real estate transaction, such a purchase involves certain risks. To avoid hidden encumbrances, technical inconsistencies, and fraudulent schemes, we recommend protecting your interests by ordering a legal verification of both the property and the seller.

Have questions? Don’t waste time: fill out the form below, get a consultation, and learn the cost of apartment verification before purchasing under the eOselya program.

Calculate the cost of services

1 question

Have you chosen an apartment to buy under the eOselia program?

Yes

2 question

Do you need to check the object for compliance with bank requirements (area, age, type of housing)?

Yes

3 question

Is a full legal audit of the apartment and the seller needed before signing a mortgage agreement?

Yes

In which regions of Ukraine do you work?

The department of real estate and land law, as a rule, works in Kyiv and the Kyiv region.

We provide our services in all regions of the Kyiv region, for example:
Bilotserkiv district (towns of Skvira, Tarasha, Bila Tserkva, Uzyn, Tetiiv).
Boryspil district (the cities of Boryspil, Pereyaslav, Yagotyn).
Brovary district (the cities of Brovary, Berezan).
Buchansky district (towns of Bucha, Irpin, Vyshneve).
Vyshhorod district (the cities of Vyshhorod, Slavutych).
Obukhiv district (towns of Obukhiv, Boguslav,
Vasylkiv, Kagarlyk, Myronivka, Rzhyshchiv, Ukrainka).
Fastiv district (the cities of Fastiv, Boyarka).

It is worth noting that on some issues (services) we work throughout Ukraine, contact and clarify information by phone!

Do you provide consultations online or over the phone?

Yes! If you do not have the opportunity to come to the office in Kyiv, then you can pay and receive a consultation by phone or in one of the applications for conducting calls/conferences.

Successful cases on the topic:

You may also need:

Support for the purchase of an apartment by a foreign citizen in Ukraine

Support for the purchase and sale of commercial real estate

Protection of consumer rights

IT lawyer

Articles on the topic:

20%

discount

If we do not
call back
during the day

Average rating:

5/5 | Based on 45 reviews

I contacted them because of the spread of false information on the Internet. The lawyers responded promptly and helped protect my reputation. I am satisfied with the result.

The team supported the case to protect the company’s business reputation. Everything was clear, well-reasoned, and with an understanding of the specifics of the business.

They helped resolve a conflict with an employee without going to court. Everything went as smoothly as possible and within the framework of the law. We are grateful for the professional approach and support.

We are very satisfied with the cooperation in the field of grants. Grant manager Mykola accompanied the entire process “turnkey” and always explained each step. You can feel the experience and practical approach.

We asked for help in preparing a grant application. We received not only full support, but also valuable recommendations on the structure of the project. As a result, our business was successfully financed. Thank you very much!

Thanks to the support of “Prіkhodko and Partners”, we successfully participated in public procurement for the first time. The lawyer helped us prepare documents correctly and avoid typical mistakes.

We had a difficult situation with appealing the tender results. The team quickly got involved in the process and helped defend our position. Very strong expertise in tender law.

We contacted the Law Firm “Prіkhodko and Partners” in a complex commercial dispute with a counterparty. The team quickly analyzed the situation, built a strategy, and helped defend our interests in court. The professional and systematic approach is immediately noticeable.

We work with the company on an ongoing basis. We especially appreciate the attention to detail and the ability to prevent risks before they arise. This is exactly the case when lawyers really help save business money.

We turned to Taras Miroshnychenko to prepare a Legal Opinion in a complex case regarding loot boxes for the trial. The document was prepared at a highly professional level, taking into account international regulations and EU case law. This significantly strengthened our position in court.

Law company

Leave a request for legal assistance right now:

9+ years on the market

70+ professional practitioners

Fixed price

Online / offline consultation

Real estate and construction