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Lawyer in the practice of bankruptcy of individuals and individual entrepreneurs. Specializes in write-off of bank and MFI loans through the bankruptcy procedure.

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Debt collection for housing and communal services

Debt collection for housing and communal services

Payment of housing and communal services is the duty of every citizen of Ukraine who lives in a residential building. However, in practice, not everyone faithfully fulfills their obligations, which leads to the emergence of debt. In such cases, the question arises of how to legally collect the debt from the defaulter.

Grounds for debt collection for housing and communal services

There are several grounds on which the collection of housing debt can be based:

  1. Availability of a contract on the provision of housing and communal services. This document records the fact that the consumer has received services and his consent to pay for them.
  2. Acts of reconciliation of calculations. These documents confirm the amount of debt on a certain date.
  3. Court decision. If the debtor does not respond to pre-trial collection methods, the housing association may file a lawsuit with the court.

Photo Debt collection for housing and communal services

Ways to collect debt for housing and communal services

There are several ways to collect debt for housing and communal services, which can be used both separately and in combination:

  1. Pre-trial settlement. At this stage, the service provider tries to resolve the issue amicably, by means of negotiations with the debtor, providing him with installment payments, concluding a debt restructuring agreement.
  2. Court order. This is a simplified debt collection procedure.
  3. Claim proceedings. This method is used to collect any amounts owed, regardless of their size, even if the debtor disputes his debt.
  4. Enforcement. After receiving a court decision, the company can apply to executors for forced collection of the debt.

The main mistakes that can be made without the help of lawyers

Attempting to collect housing debt on your own may lead to the following errors:

  1. Incorrect processing of documents. This may lead to the fact that the court will not consider the case or recognize the demands of the housing association as illegal.
  2. Failure to observe the statute of limitations. As a general rule, the statute of limitations for the collection of housing debt is 3 years.
  3. Incorrect choice of collection method. Choosing the wrong collection method can lead to a loss of time and money.
  4. Ignorance of one’s rights and responsibilities. This can lead to the debtor taking advantage of your incompetence.

Photo Debt collection for housing and communal services

Advantages of legal experts from the company “Prykhodko and Partners”

Legal experts of the company “Prykhodko and partners” have everything necessary for debt collection for housing and communal services. We offer our clients the following:

  • Experience and competence. Our specialists have many years of work experience in the field of housing debt collection. We know all the intricacies of this process and know how to effectively protect the interests of our clients.
  • Individual approach. We carefully study each case and develop a personal debt collection strategy, taking into account all the specifics of the situation.
  • Professionalism and reliability. We guarantee high quality legal services and conscientious fulfillment of our obligations.
  • Fair prices. We offer our clients transparent prices for housing debt collection services.
  • Comprehensive support. We will take care of all legal aspects of debt collection, from collecting documents to obtaining a writ of execution.
  • Efficiency. We use all legal methods and tools to collect debt as quickly and efficiently as possible.
  • Privacy. We guarantee complete confidentiality of all information related to your case.
  • Convenience. You don’t need to spend time learning the legal nuances. We will do everything for you.
  • Saving money. Contacting lawyers in the early stages of a conflict can help you avoid legal costs and other damages.
  • Rest. You can be sure that your interests are protected by experienced and reliable lawyers.

Contact the company “Prykhodko and partners” and we will help you collect debt for housing and communal services quickly, efficiently and with minimal costs. We believe that every business deserves to be paid on time for the services provided. Don’t let debt get in the way of your financial stability. Our lawyers will provide you with a detailed consultation and develop an action plan to collect your debt.

Need a consultation? Would you like to know the price of debt collection for housing and communal services? Fill out the form below.

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Is it possible to go through the bankruptcy procedure if the debt is less than 180,000 UAH?

Bankruptcy can be filed regardless of the amount of debt — there are no minimum limits set by law. However, if the amount of debt is less than UAH 180,000, it is usually more advisable to agree on debt restructuring, as bankruptcy may be economically unprofitable.

If I am not in Kyiv, can I cooperate with you?

Yes, we work remotely throughout Ukraine and even with clients abroad! We have many clients from Lviv, Odessa, Dnipro, Kharkiv, Cherkasy and other settlements.

Communication is carried out in any way convenient for you.

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Bankruptcy

Agreement on the assignment of the right of claim An appeal against a court decision on debt collection Anti-collector Application for initiation of bankruptcy proceedings Assignment of the right of claim under the credit agreement Bankruptcy certificate for legal entities Bankruptcy of a legal entity Bankruptcy of a utility company Bankruptcy of an individual Bankruptcy of an individual entrepreneur Bankruptcy of individuals Certificate from the Unified Register of Enterprises in respect of which bankruptcy proceedings have been initiated Challenging the executive inscription of the notary on the loan Checking the availability of loans for an individual Collect the debt from the guarantor Consultation of a lawyer regarding credit debts Consultation on bankruptcy of an individual Corporate Bankruptcy (Company Bankruptcy) Credit debt collection Credit lawyer Credit restructuring in a bank/microfinance organization Debt cancellation Debt collection for housing and communal services Debt collection under a credit agreement Debt collection under the factoring contract Debt collection under the loan agreement Debt restructuring for housing and communal services Debt restructuring under a credit agreement Debt write-off for credit / microloans Debt write-off in bankruptcy Declaration of bankruptcy Development of a contract of assignment of the right of claim Development of a debt receipt Development of a loan agreement between individuals EBRD lending Executive proceedings for communal services Fictitious bankruptcy File for bankruptcy Financial rehabilitation and bankruptcy of enterprises Forced collection of debt Forced collection of debt under a credit agreement Gas debt restructuring How to get a certificate of bankruptcy / no bankruptcy? Individual Bankruptcy Lawyer Judicial debt restructuring outside of bankruptcy proceedings Lawyer for credits and microloans (MFI) Lawyer under Art. 200 of the Criminal Code – Illegal actions with transfer documents, payment cards and other means of access to bank accounts, electronic money Lawyer under Article 302 of the Criminal Code – Creation or maintenance of places of debauchery and solicitation Legal advice on loans Legal analysis of credit agreements Legal assistance with microcredits (MFIs) Legal support of the assignment of the right of claim Legal support of the bankruptcy procedure Liquidation of a company through bankruptcy proceedings Liquidation of a legal entity Liquidation of LLC with debts Liquidation of the company under the bankruptcy procedure Mortgage write-off under the bankruptcy procedure Obtaining a certificate of absence of bankruptcy Opening of bankruptcy proceedings Protection of creditors’ rights during the liquidation of a legal entity Protection of creditors’ rights in bankruptcy Protection of the rights of consumers of banking services Recognizing a natural person as bankrupt Removal of seizure from the account for payment of wages Removal of seizure from the debtor’s accounts Restructuring debt on a mortgage loan in foreign currency Restructuring of electricity debt Restructuring of foreign currency loan Restructuring of foreign currency loan Privatbank Restructuring of foreign currency mortgage Restructuring of heating debt Restructuring of the debtor’s debts Sanitation of the debtor in bankruptcy cases Sanitation of the enterprise Statement of claim for collection of debt for utility services Statement of claim for debt collection Statement of claim for debt collection under a credit agreement Statement on insolvency of a natural person Support of creditor in the bankruptcy procedure Support of creditors in the debt collection procedure Support of creditors in the restructuring procedure Support of the bankruptcy procedure of a legal entity Support of the bankruptcy procedure of an individual The bankruptcy procedure of an individual Voluntary liquidation of a legal entity through the bankruptcy procedure Write off a loan for a mortgage (housing) Write off a mortgage loan Write-off of accounts payable Write-off of Borgs for utility services Write-off of loan debt for the guarantor