Prikhodko&Partners
Services
Fintech
PAYMENT LICENSES Obtaining an AEMI license in Lithuania

Yaroslav Shevel

Lawyer

E-mail

shevel@prikhodko.com.ua

Phone numbers

An expert in corporate and international corporate law. He has many years of experience in establishing and reorganizing companies, supporting M&A transactions, as well as providing legal support for opening and running a business in the EU, Asia, and North America.

Obtaining an AEMI license in Lithuania

In today’s world, electronic money is becoming more and more popular, opening wide opportunities for financial transactions.

Lithuania, as a member of the European Union, offers a regulatory framework for companies wishing to carry out electronic money transactions and investment activities within its territory.

One of the key elements for carrying out such transactions is obtaining an AEMI (Authorised Electronic Money Institution) license.

What is an AEMI license?

An AEMI license is a permit issued by the Bank of Lithuania that gives companies the right to carry out electronic money transactions and investment activities. This license is mandatory for those who plan to conduct financial services in Lithuania.

Obtaining an AEMI license requires a company to meet a number of requirements set by regulatory authorities.

Some of these requirements include:

Confirmation of the company’s financial stability and capital adequacy.
Carrying out a documentary check of the founders and managers of the company.
Development and implementation of appropriate policies and procedures for the detection and prevention of money laundering and terrorist financing.
Ensuring compliance with security and personal data protection standards.

The process of obtaining an AEMI license can be complex and time-consuming, but includes the following basic steps:

Preparation of documentation. The company must collect and prepare all necessary documentation, including articles of association, financial statements, policies and procedures.
Application submission. An application for obtaining an AEMI license is submitted to the Bank of Lithuania together with all necessary documentation.
Consideration of the application. The Bank of Lithuania conducts a thorough analysis of the application and accompanying documents from 6 to 12 months in order to determine the company’s compliance with all requirements.
Conducting an interview. In case of a positive decision on the application, an interview with representatives of the Bank of Lithuania may be scheduled.
Obtaining a license. After successfully passing all stages of the process, the company receives an AEMI license and can start conducting electronic money transactions and investment activities.

Obtaining an AEMI license in Lithuania has a number of advantages for companies, including:

Ability to carry out transactions with electronic money within the framework of the European Union.
Access to a wide market of financial services.
Support and oversight from regulatory authorities, which helps increase customer confidence.

Obtaining an AEMI license in Lithuania can be difficult for several reasons:

Strict capital requirements. To obtain a license, the company must have a sufficiently large amount of capital, which can amount to a significant amount (300-400 thousand). This makes the process of obtaining a license expensive and requires serious financial efforts on the part of the applicant.
Complexity of the application process. The process of obtaining an AEMI license involves submitting extensive documentation and responding to numerous requests from the regulatory body. This process can be difficult due to the large number of requirements and the need for careful planning and preparation.
Strict security and compliance requirements. Regulatory authorities place high demands on security and personal data protection systems for companies that receive an AEMI license. This means that the company must have a high level of technical knowledge and ensure compliance with all security standards, which can be a challenge for some organizations.
The need to pass a thorough inspection. Companies applying for an AEMI license must undergo a thorough regulatory review. This may include verification of financial stability, verification of founders and managers of the company, as well as risk assessment.
A long period of obtaining a license. The process of obtaining an AEMI license can take a considerable amount of time, as the regulatory authorities conduct a detailed analysis of the submitted documentation and respond to numerous requests from the applicant. This can lead to delays in business launch and loss of market opportunities.

Obtaining an AEMI license in Lithuania is an important step for companies that plan to carry out transactions with electronic money and investment activities within the European Union.

This process requires companies to make serious efforts, financial expenses and compliance with high standards of security and regulatory control.

Despite the complexity of the process, the advantages provided by the license can significantly increase the company’s competitiveness in the financial services market.

Calculate the cost of services

1 question

Чи планує Ваш бізнес здійснювати операції з електронними грошима а Литві?

Yes

2 question

Чи потрібна Вам допомога у підготовці необхідних документів для регулятора в Литві?

Yes

3 question

Чи потрібен Вам юридичний супровід для отримання AEMI ліцензії в Литві?

Yes

Successful cases on the topic:

You may also need:

Obtaining a payment license in Belize

Gambling license in Malta

BUY A READY BUSINESS (FIRM) IN UKRAINE

OBTAINING AN EMI PAYMENT LICENSE IN LITHUANIA

Obtaining an API (Application Programming Interface) Payment License

Obtaining a PI Payment Licence

Articles on the topic:

20%

discount

If we do not
call back
during the day

Law company

Leave a request for legal assistance right now:

9+ years on the market

70+ professional practitioners

Fixed price

Online / offline consultation

Fintech

A ready-made company with a cryptocurrency license AML check Audit of a Crypto Exchange or Crypto Trader Audit of smart contracts AUTHORISED PAYMENT INSTITUTION IN UK BANK REGISTRATION IN CYPRUS Bookmaker’s license BUSINESS REGISTRATION IN COSTA RICA Buy a company with a crypto license Buy a ready-made brokerage company with a license in Ukraine Buy a ready-made company in Estonia Buy a ready-made company in Hong Kong with an account Buy a ready-made company in Poland Buy a ready-made company in the UAE (Dubai) Buy a ready-made company with a brokerage account in Ukraine Buy a ready-made company with turnover in Ukraine Buying a ready company with MetaTrader 4 Buying a ready-made company in Singapore Buying a ready-made company with an EMI license Canada MSB FINTRAC Registered for Sale 2026 Cancellation of gaming licenses Choosing Between MetaTrader 4 (MT4) or MetaTrader 5 (MT5) CLEAN COMPANY WITH METATRADER 4 PLATFORM COMPANY REGISTRATION IN ESTONIA COMPANY REGISTRATION IN HONG KONG Company registration in Latvia Company registration in Malta Company Registration in the UK Comparison of MetaTrader 4 and MetaTrader 5 Connecting the MetaTrader Platform Connecting to MetaTrader 5: A Guide for Brokerage Companies CREATION OF A HOLDING COMPANY IN CYPRUS Cryptocurrency and token accounting in Ukraine Cryptocurrency investment agreement CRYPTOCURRENCY SETTLEMENTS IN UKRAINE CYPRUS INVESTMENT FIRM STP BROKER FOR SALE Cyprus STP Broker for sale Data Processing Agreement (DPA) for GDPR DEVELOPMENT OF AN AML POLICY DRAWING UP A GIG CONTRACT Extension of gambling licenses in Ukraine FOREX jurisdiction Gambling license in Malta Gambling license in Ukraine Gambling table license GDPR compliance for business GETTING AN AEMI LICENSE IN THE UK How much does a MT4 license cost? HOW TO CONNECTI THE METATRADER PLATFORM How to to get MT4/MT5 Whitelabel licence How to unblock a money account at stock exchanges and other financial institutions? ICO SUPPORT Implementation of Travel Rule systems in Europe International M&A Services Internet casino license Internet poker license Investing in cryptocurrency – Legal support KYC verification Lawyers in the field of blockchain technology Legal Comparison of EMI/AEMI Electronic Money Licenses and PI Payment Institution Licenses Legal Opinion Letter Legal support for checking the security of a cryptocurrency wallet Legal support for crypto wallet unfreezing Legal support for the purchase of a ready-made company with a Forex license LEGAL SUPPORT FOR UNLOCKING CRYPTO ASSETS LEGAL SUPPORT WEB 3.0 SERVICES Legal verification of the crypto wallet Legal verification of the transaction for AML/CTF License for gambling equipment License for gaming machine halls LICENSE FOR PAYMENT SYSTEM IN CYPRUS License to trade cryptocurrencies Licensing of cryptocurrency activities in France Licensing of virtual currency service providers in Spain LLC registration in Bulgaria MSB Registration in Canada OBTAINING A BETTING LICENSE OBTAINING A CASINO LICENSE Obtaining a casino license in Ukraine OBTAINING A CRYPTO LICENCE IN HONG KONG Obtaining a crypto license in Bulgaria OBTAINING A CRYPTO LICENSE IN CURAÇAO OBTAINING A CRYPTO LICENSE IN ESTONIA Obtaining a Crypto License in Georgia OBTAINING A CRYPTO LICENSE IN GIBRALTAR OBTAINING A CRYPTO LICENSE IN ITALY OBTAINING A CRYPTO LICENSE IN KAZAKHSTAN OBTAINING A CRYPTO LICENSE IN KYRGYZSTAN OBTAINING A CRYPTO LICENSE IN LITHUANIA OBTAINING A CRYPTO LICENSE IN POLAND OBTAINING A CRYPTO LICENSE IN SINGAPORE OBTAINING A CRYPTO LICENSE IN SLOVAKIA OBTAINING A CRYPTO LICENSE IN SWITZERLAND OBTAINING A CRYPTO LICENSE IN THE CZECH REPUBLIC OBTAINING A CRYPTO LICENSE IN THE UAE Obtaining a Curacao gambling license Obtaining a forex license OBTAINING A GAMBLING LICENSE IN ANJOAN Obtaining a gambling license in the UK OBTAINING A LOTTERY LICENSE IN CURACAO Obtaining a MiCA license for CASP in the EU Obtaining a payment license in Belize Obtaining a PI Payment Licence Obtaining a PSP Licence for a Payment Service OBTAINING A VANUATU FOREX LICENSE Obtaining an AEMI license in Lithuania Obtaining an AEMI license in the Netherlands Obtaining an API (Application Programming Interface) Payment License OBTAINING AN EMI LICENSE IN KAZAKHSTAN Obtaining an EMI license in Malta Obtaining an EMI Payment Licence OBTAINING AN EMI PAYMENT LICENSE IN LITHUANIA Obtaining an MSO Licence in Hong Kong Obtaining an SPI in Poland Obtaining CASP in Austria OBTAINING CRYPTO LICENSES IN THE EU OBTAINING FOREX LICENSES OBTAINING LOTTERY LICENSE OBTAINING POKER LICENSES OBTAINING SVF LICENSE IN SINGAPORE OPENING A BANK ACCOUNT FOR A GAMBLING BUSINESS Opening a bank account in Turkey for a legal entity Opening a brokerage account in Exante Opening a business in Slovakia Opening a crypto company (CASP) in Poland Opening a crypto-friendly account Opening Accounts for High-Risk Businesses Opening an account in payment systems Opening an account in Payoneer for entities Opening an account in the payment system Opening of a sole proprietorship in Germany Opening of an individual enterprise in the Czech Republic Optimization of the tax burden in the UK Purchase a Ready-made Company with MT4 Purchasing a Ready-Made Company with MT5 READY-MADE COMPANIES WITH BROKERAGE LICENSE Ready-Made Pawnshop with a License and 6 Branches for Sale Real estate tokenization RECEIVING CRYPTO LICENSES IN EL SALVADOR Register a company in England Register a company in Hong Kong Register a company in the USA REGISTERING A BANK ACCOUNT IN HONG KONG REGISTERING A CRYPTO COMPANY IN COSTA RICA Registration of a company (LLC) in Austria Registration of a company (LLC) in Cyprus Registration of a Crypto Company in Georgia in a Free Industrial Zone Registration of an association providing p2p services in Poland Registration of an entrepreneur in the Netherlands Registration of an IE in Great Britain Registration of an individual entrepreneur for IT in Europe Registration of an individual entrepreneur in Austria Registration of an individual entrepreneur in Latvia REGISTRATION OF AN INDIVIDUAL ENTREPRENEUR IN SPAIN Registration of an LLC (BV) in the Netherlands Registration of an offshore company Registration of individual entrepreneurs (analogue) in Bulgaria Registration of LLC in Great Britain REGISTRATION OF THE COMPANY (LLC) IN THE CZECH REPUBLIC Registration of tokenization of real estate and other assets in Ukraine and abroad Relocation of business to Europe Relocation of business to the territory of the European Union SCC GDPR Self-Employed Person (SEP) in Malta Services of MLRO – specialist Smart contracts: The future of agreements based on blockchain technologies and their legal support SPI license in the Czech Republic Tax consultation in Europe Tax system for Ukrainians in Italy Tax system in Cyprus Tax system in Malta Taxation for Ukrainians in the Czech Republic Taxation of Ukrainians in Britain Taxation of Ukrainians in Estonia Taxation of Ukrainians in Germany TAXATION SYSTEM FOR UKRAINIANS IN SPAIN Termination of the GIG-contract The opening of the GmbH in Germany The system of taxation of Ukrainians in Austria The system of taxation of Ukrainians in Slovakia The taxation system for Ukrainians in Canada The taxation system for Ukrainians in Ireland The taxation system in Austria TOKENIZATION Unlocking crypto wallets on exchanges and other financial institutions