Head of practice
Head of Corporate Law and Fintech Practice. Expert in the creation and reorganization of companies, support of M&A transactions, as well as legal support for opening and running a business in the EU, Asia, and North America.
Opening a bank account in Belgium
Opening a bank account in Belgium is a key step for comfortable living, doing business or investing in the heart of Europe. However, this process, which at first glance seems simple, often turns into a real trap of bureaucracy and legal nuances for foreigners. The law firm “Prikhodko & Partners” offers professional support, ensuring an error-free and quick solution to this task.
Why do Belgian banks require diligence?

Belgium, as one of the founders of the EU and the headquarters of key European institutions, adheres to the highest standards of financial security and anti-money laundering. Therefore, banks here are extremely scrupulous in identifying the client and checking the source of his income. Even during a personal visit, a foreigner may be refused without a detailed explanation of the reasons. Our lawyers prepare your case in advance in accordance with the requirements of a specific financial institution, minimizing the risks of rejection of the application.
Opening an account for individuals
If you are planning to move to Belgium for work, study or to obtain a residence permit, having a local account is mandatory for receiving a salary, paying utilities and rent. The standard package of documents includes:
- International passport.
- Residence permit (residence permit).
- Proof of address in Belgium (for example, a rental agreement).
- Proof of source of income (employment contract, statements from other accounts).
The main difficulty for individuals is to confirm the legality of funds and place of residence. We not only help to collect and certify documents, but also provide advice on choosing the bank that best suits your goals (savings, investments, daily transactions).
Bank account for legal entities
For a company entering the Belgian market, opening an account is a critically important procedure. Without it, operations, settlements with counterparties, and tax payments are impossible. Banks in Belgium carefully analyze the business model, beneficial owners, and economic integrity of the company. Required documents:
- Extract from the Belgian trade register or its foreign equivalent (with an apostille).
- Company articles of association.
- Proof of registration of the legal address.
- Identification documents of directors and beneficial owners.
- Documents confirming the company’s activities (business plan, contracts).
The biggest obstacle is often the non-compliance of documents with the requirements or the lack of a clear business history. Prykhodko & Partners specialists carry out a full legal examination of your documents, prepare additional explanatory notes for the bank, and accompany you at meetings, acting as a guarantor of your integrity and transparency.
How do we guarantee success?
- In-depth analysis. We help you choose a bank whose policy best suits your profile.
- Preliminary preparation. We check and prepare the entire package of documents, translate and certify them if necessary.
- Legal support. Our lawyers negotiate directly with the bank, protecting your interests and speeding up the process.
- Confidentiality and security. All client information is protected by attorney-client privilege.
Don’t let banking formalities derail your plans in Belgium. Leave this matter to the professionals. Contact Prikhodko & Partners for an initial consultation, and we will make your integration into the Belgian financial system smooth and hassle-free.
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