Head of International Corporate Law and Fintech Practice
Expert in fintech, crypto, and international corporate law with over 20 years of experience. Specializes in crypto licensing (VASP/CASP), iGaming business support, and international structuring, asset protection, and OSINT analytics for risk assessment and due diligence.
FinTech Lawyer
In 2025, financial technology remains one of the most dynamic sectors of the global economy. In just the first half of the year, global investments in FinTech reached $44.7 billion (KPMG data), and the number of digital financial service users exceeded 80% of the adult population in most EU countries. In Ukraine, this figure exceeded 60%, and the state is actively adapting legislation to meet the requirements of PSD2, MiCA, DORA, and new AML directives, as well as recommendations of European regulators and global practice.
The law firm “Prykhodko & Partners” has been supporting businesses for more than 8 years and specializes in comprehensive legal support of FinTech projects, helping companies easily adapt to rapidly changing market rules. We provide clients with practical solutions for launching projects, licensing, scaling, and protecting their business in the field of financial innovation.
1. FinTech and Payment Institutions
- Obtaining an EMI (Electronic Money Institution) license
Minimum budget from $85,000, terms — from 6 months. In 2025, more than 300 new EMI companies were registered in Europe, and competition continues to grow. Our lawyers help create a corporate structure, draft security policies, and ensure compliance in accordance with PSD2 and the new MiCA rules. - Payment Institutions (PI)
We assist in obtaining PI licenses for launching mobile payment solutions, financial marketplaces, and e-commerce services.
2. Gambling Licenses
Obtaining a gambling license is a key condition for the legal operation of casinos, bookmakers, or online platforms. In 2025, the most popular jurisdictions remain:
- United Kingdom (UK Gambling Commission) — one of the most prestigious and highly regulated licenses in the world. Suitable for companies wishing to operate in European and global markets.
- Malta (MGA — Malta Gaming Authority) — known for transparent procedures and a favorable tax regime. Popular among medium and large online casino operators.
- Curaçao — one of the most affordable jurisdictions in terms of cost and timing. Often chosen by startups and companies seeking rapid entry into the international market.
- Anjouan — a modern hub for iGaming businesses with a progressive approach to licensing and taxation.
- Ukraine — since the legalization of gambling in 2020, the market continues to grow. Licenses are issued by Play City.
The law firm “Prykhodko & Partners” supports clients both in the Ukrainian market and when entering international jurisdictions. We provide:
- preparation of the full package of documents;
- development of responsible gaming policies;
- compliance with the requirements of the Law of Ukraine “On State Regulation of Activities for the Organization and Conduct of Gambling”;
- consulting on the requirements of European and international regulators;
- tax structuring to minimize costs when entering foreign markets.
3. Launch and Licensing of Financial Platforms
- Integration with MetaTrader 5
To launch a trading platform based on MT5, investments from $5,000 and about one month of preparation are required. Our lawyers provide full support in obtaining licenses, setting up internal AML/KYC procedures, and supporting contracts with liquidity providers and software vendors. - Ready-made companies with brokerage licenses
Prices start from $60,000, re-registration terms — from 2 weeks. We conduct legal due diligence, verify licenses and debt obligations, and ensure the safe transfer of corporate rights.
4. Crypto and Web 3.0
Since 2024, the provisions of the MiCA and DORA regulations have come into force in the EU, and in Ukraine in 2025, the integration of MiCA and DORA norms into national legislation continues.
We provide:
- recommendations on worldwide business structuring;
- legal support for launching crypto exchanges and DeFi projects;
- development and audit of smart contracts;
- consultations on asset tokenization, NFT, ICO, and STO;
- protection from regulatory risks.
5. Compliance and AML
According to FATF estimates, in 2025 more than 70% of fines in the financial sector are related to AML violations. We develop a full package of compliance policies and procedures in line with PSD2, MiCA, DORA, and new AML directives, European regulators’ recommendations, and global practices. We also conduct staff training and implement a risk-based approach for financial and crypto projects.
6. Business Structuring and Relocation
In a world where businesses integrate into new jurisdictions of the EU, USA, Canada, Asia, and Latin America, we help:
- relocate companies and provide their full support;
- open bank and payment system accounts;
- create holding structures and family funds;
- select tax-optimal jurisdictions and structure tax obligations.
7. Legal Opinions
- legal opinions (Legal Opinions);
- contracts, agreements, policies, procedures, etc.;
- support in communication with regulators, counterparties, and government bodies;
- full support of M&A transactions.
Conclusion
The conditions of the global FinTech market in 2025 are becoming increasingly strict: new regulations, cyber risks, and strengthened control over financial flows. At the same time, this is a huge opportunity for those ready to act.
The law firm “Prykhodko & Partners” provides a full range of services: from creating a licensed business to its legal support. We help clients not only comply with the law but also scale their business to meet their goals.
Your success in FinTech begins with the right legal partner.
Frequently Asked Questions
How long does it take to obtain a fintech license?
The timeline depends on the type of license and jurisdiction. For example, obtaining an EMI license may take from 6 months, while some payment or crypto-related solutions can be implemented faster. Proper preparation of the structure, documentation, and compliance policies is critical before applying.
What license is required to launch a financial or crypto project?
It depends on the business model. Payment services may require EMI or PI licenses, brokerage platforms require financial authorizations, and crypto projects may need VASP/CASP or similar licenses. The choice always depends on jurisdiction, product functionality, and target markets.
Can a FinTech project be launched without a license?
In most cases, no, if the activity involves payments, financial services, or crypto assets. Even if a license is not formally required, banks and payment providers will still check compliance, business structure, and source of funds. That is why proper legal setup is essential before launch.
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"Fintech"
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Compensation for moral, material damage
Protection of honour, dignity, and business reputationLicensing of business activities
Compensation for moral, material damage
Legal services in the field of cryptocurrency and blockchain
REGISTRATION OF COMPANIES AND OPENING OF BANK ACCOUNTS
Sale and purchase of ready-made firms
Grants and attracting investment
Business registration and support in Great Britain
Business registration and support in Switzerland
Business registration and support in the EU
Business Registration and Support in the Gulf Countries (GCC)
Business registration and support in Turkey
Business registration and support in USA
European Court of Human Rights (ECHR)
Lawyer for administrative cases
Legal services for medical businesses and doctors
Protection of honour, dignity, and business reputation
Support of real estate transactions
Escort of the tender participant
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