Attorney
Specialist in bankruptcy of individuals and legal entities. Provides legal support in bankruptcy procedures for individuals, private limited liability companies, legal entities, as well as closing executive proceedings, concluding restructuring and settlement agreements with financial institutions
Legal assistance with Moneyveo microloans
Table of Contents:
Microcredit lending in Ukraine has remained one of the fastest ways to get money “until payday” for many years. Moneyveo is one of the leaders in this market. However, the simplicity of obtaining an online loan often has a downside – extremely high interest rates, hidden penalties, and fines in case of even the slightest delay in repayment. When the debt amount doubles or triples within just a few weeks due to “astronomical” interest, the borrower finds themselves trapped in a vicious circle. Once a payment becomes overdue, psychological pressure begins: collection calls, threats of legal action, and property seizure. What should you do in such a situation? The only lawful solution is professional legal assistance with Moneyveo microloans from the lawyers of Prikhodko & Partners.
Why do problems arise with Moneyveo microloans?
The main problem with online microloans is that people often do not carefully read the terms of the electronic agreement. The Annual Percentage Rate (APR) offered by MFIs can reach hundreds or even thousands of percent per year.
When a Moneyveo client becomes overdue, the company follows a clear algorithm:
- Accrual of penalties and increased interest rates.
- Daily phone calls to the debtor, their relatives, neighbours, or colleagues.
- Assignment of the claim (sale of the debt) to collection agencies (for example, “Talion Plus” or “EAPB”).
- Filing a lawsuit or initiating enforcement proceedings.
According to Ukrainian legislation, collectors are strictly prohibited from intimidating individuals, calling at night, disclosing personal data to third parties, or demanding payment from relatives who are not guarantors. If this is happening, your rights are being violated.
Many people wonder whether it is possible to legally settle financial obligations with Moneyveo. Today, there are three main ways to resolve the issue:
- Amicable settlement (debt restructuring).
Preparation of an official claim or application to the MFI demanding recalculation of the debt according to lawful interest rates.
- Complaint to the National Bank of Ukraine (NBU).
If the company violates lending regulations or debt collection ethics rules, a complaint to the regulator may force it to make concessions.
- Court proceedings.
Challenging unlawful contractual terms or excessive charges through the courts. 
How can a microloan lawyer help?
It is extremely difficult to confront the legal department of a large financial company or experienced debt collectors on your own. Professional legal protection against MFIs from Prikhodko & Partners allows all communication to be transferred into the legal sphere and helps resolve the matter with minimal financial losses.
A qualified lawyer in Kyiv performs the following tasks:
| Task | Description | Result |
| Loan agreement analysis | Review of accrued charges for compliance with NBU regulations and Ukrainian legislation. | MFIs often impose penalties that exceed statutory limits. |
| Negotiations with Moneyveo or debt collectors | A lawyer from Prikhodko & Partners handles all communications. | This immediately reduces psychological pressure on the client and their surroundings. |
| Write-off of unlawful interest (restructuring) | Fixing the debt amount and concluding a settlement agreement on favourable terms. | Repayment of only the principal and the lawful portion of interest without penalties. |
| Court representation | If Moneyveo files a lawsuit, the lawyer will prepare a well-grounded defence against the claim. | This may significantly reduce the amount claimed or result in the dismissal of the claim altogether. |
| Removal of account seizures | If bank cards have already been blocked through enforcement proceedings, a lawyer from Prikhodko & Partners can challenge such actions and restore access to salary or pension payments. | Relief from financial restrictions. |
Do you have any additional questions? We look forward to meeting you for a preliminary consultation in a format convenient for you (offline or online)! To calculate the cost of legal assistance with Moneyveo microloans, please complete the form below.
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What happens if you don't pay a microloan at Moneyveo?
If you completely ignore the debt, Moneyveo will start charging you higher interest and penalties every day. At the same time, a process of psychological pressure is launched: calls from robots and collectors to you, your relatives, and your work. Later, Moneyveo sells the debt to collection companies or goes to court to forcefully collect funds and seize bank cards.
Is it possible to legally write off or reduce debt in Moneyveo?
Yes, it is quite possible to legally reduce the payment amount. To do this, lawyer Prіkhodko and partners conducts an audit of the contract, records violations of the NBU’s restrictions on the amount of fines, and submits an official statement on restructuring. In most cases, it is possible to agree on the termination of the contract on the condition of paying only the “body” of the loan and part of the real interest, without paying a fictitious penalty.
Is Moneyveo suing debtors in 2026?
Yes, the company actively uses judicial practice to collect debts. Since notary public enforcement orders in Ukraine are currently blocked, the court remains the only official tool for MFIs. If you receive a court summons, you must immediately engage a lawyer to file a response to the lawsuit – this will allow you to reduce the company’s appetites in court to a minimum.
What to do if Maniveo collectors call relatives and threaten them?
Such actions are a gross violation of the “Law on Debt Collectors.” First, record the calls (record the audio, save screenshots). Second, warn the debt collectors about criminal liability for blackmail and disclosure of personal data. Third, contact a lawyer to file an official complaint with the National Bank of Ukraine (NBU) — MFIs face huge fines for such violations.
How to check if Moneyveo microloan was sold to another company?
There are several ways to find out about the assignment of the right of claim (factoring): check your personal account on the Moneyveo website (the status “sold” will appear there), wait for an official written or SMS message from the new lender (for example, “Talion Plus” or “EAPB”), or order an extract from your file at the Ukrainian Bureau of Credit Histories (UBKI).
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