HOW TO INCREASE THE INSURANCE PAYMENT?

When we hear news about the advantages of this or that insurance company, we often trust them and hope that if an insurance accident occurs, we will be able to quickly receive our legal payment. This is especially true in cases of road accidents. However, in practice it does not always turn out exactly like this. Some companies begin to look for any reason not to pay the funds or not to pay them in full. So, let's figure out how to document all the circumstances of an accident so that you are not left without a legal insurance payment. And we will also touch on the question of what legal assistance can be provided in such and other insurance cases.

What to do when an accident occurs

You should act in the following sequence:

• If there are casualties, call an ambulance immediately. Even if people say they got off lightly, doctors should document their condition. At least - if you do not want to be confronted with the fact of other examinations and the harm allegedly caused by an accident. Another significant factor is that a person in a state of shock may not adequately assess the harm to his health. The actual state after a traffic accident can be much worse than the feeling. Therefore, it is important to do all the necessary examinations without delay.
• Call the police if the situation cannot be resolved within the framework of the European protocol (such a protocol is drawn up when the damage does not exceed 50 thousand hryvnia and there are no victims).
• Before the police arrive, do not move cars. Otherwise, it will be difficult for the innocent party in the accident to defend its case. Wait for patrol officers to arrive at the scene of a traffic accident and document all circumstances that will affect insurance claims.
• Regardless of whether the police issued an accident or the drivers drew up a European protocol, you need to contact the insurance company within 3 days and write an application for the appropriate payments.

When you go to the insurance company, you should take your passport, vehicle registration certificate, as well as a copy of the police protocol or your copy of the Euro protocol with you. Often drivers have problems when they do not follow the above recommendations - for example, they remove cars from the scene of an accident before all the details of the accident are documented.

Benefits of professional legal support

It happens that the driver did everything right on his part, but the insurance company is looking for artificial grounds in order not to pay the funds due to him or pay them not in full. Unfortunately, such cases are not isolated.

In such situations, the help of a lawyer will be useful. It can be provided in two formats:

• competent advice that will “arm” the client with the necessary knowledge and help to behave more confidently in interaction with the insurance company and defend their rights;
• representation of interests in court if it is not possible to adequately agree with the insurance company, and it continues to refuse to ensure your legal rights.

Such formats of assistance are relevant not only when it comes to an accident, but also in situations with any other insured events, because all of them belong to the competence of our law office.