How to check credit history online?

Credit history is an important aspect of everyone's financial life. It enables banks, creditors and other financial institutions to assess the client's credit potential and make decisions on granting loans or other financial services. Therefore, a credit history check is a necessary step when taking out a loan, getting a credit card, renting a house or buying a car. And also, it gives an opportunity to any natural person to check the status of their current debt and to whom the loans are opened in a few minutes.

Steps to get a credit report

You can check your credit history online through the Ukrainian Credit History Bureau (UBKI). UBKI is an official register of credit information that stores data on loans received by every citizen of Ukraine. UBKI collects information about all loans granted to individuals from all banks, credit and leasing companies in Ukraine.

To check your credit history online, you need to register on the UBKI website and order a report. The report contains information about all loans that have been granted to you over the past 5 years. In addition, the report may contain information about overdue payments, incomplete repayment of the loan, the presence of court decisions and other negative factors. If necessary, our specialists can provide you with a turnkey report on your credit history, as well as analyze your credit agreements and your history.

Ways to get a credit report

You can get a credit report using your phone number and date of birth.

To get a credit history report online on the UBKI website, you need to perform the following steps:

• Register on the UBKI website. To do this, you need to enter your personal data and contact information, as well as, if necessary, undergo verification.
• Enter your details. You need to enter information, namely about your name, surname, patronymic, date of birth and other personal data.
• Select the report type. UBKI offers two types of report: standard and advanced. The advanced report contains additional information about the credit history that can be useful in evaluating the credit potential.
• Choose the method of receiving the report. You can get the report immediately by downloading it to your device in pdf format, also via e-mail or pick it up at the UBKI office.

Paying and getting a credit report

You can pay for the report online or through a bank terminal. After paying for the report, you will receive it immediately to download to your device or will be sent to the e-mail address you specified, as well as to pick up at the office if necessary.

Assistance of lawyers in obtaining your credit history online

If you are having trouble getting your credit report online, you can contact us for help. Our lawyers will definitely get a credit history report, provide a full legal opinion on your credit situation, and also provide advice on debt relief or credit restructuring.

Leave a request in the form below to calculate the cost of obtaining a credit history and analyzing your case.