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Specialist in bankruptcy of individuals and legal entities. Provides legal support in bankruptcy procedures for individuals, private limited liability companies, legal entities, as well as closing executive proceedings, concluding restructuring and settlement agreements with financial institutions
Debt collection from military personnel
With the beginning of the full-scale invasion of Ukraine, the lives of millions of Ukrainians underwent drastic changes. Many were forced to leave their usual life, everyday life and business because of mobilization to the ranks of the Armed Forces of Ukraine. In the conditions of martial law, being on the front lines, it is difficult for servicemen to control their civilian lives, in particular the issue of financial obligations.
Today, there are many cases when banks and other financial institutions initiate proceedings to collect debts from mobilized citizens who defend our country from the enemy.
Protection of servicemen-borrowers
In July 2022, the Verkhovna Rada of Ukraine introduced changes to the legislation on consumer lending aimed at settling the issue of debt repayment to banks by military personnel and members of their families under martial law.
According to the new regulations, creditors are prohibited from entering into any interactions with military personnel and members of their families regarding debt payment requirements during the period of martial law and within 90 days after its termination or cancellation. This ban applies to all types of credit obligations of the military to banks and other financial institutions.
Prohibition of charging penalties and interest for the military
The legislative changes prohibit the charging of penalties, fines or interest for the use of credit for mobilized servicemen during martial law and six months after its end. These norms are based on the provisions of the Law of Ukraine “On Social and Legal Protection of Servicemen and Their Family Members” and aim to ensure reliable legal protection for military personnel involved in the defense of the state.
The order of actions of military personnel to avoid the accrual of debts
One of the main problems faced by mobilized servicemen is the lack of information from banks about their status, due to which penalties and fines for overdue debts continue to be charged. To resolve this issue, it is necessary to provide the creditor bank with relevant documents confirming his official status.
Such documents include:
- A certificate of conscription for military service or an extract from the order of enlistment in the ranks of the Armed Forces, a copy of a military ticket with a note on enlistment (for reservists);
- Certificate of military service under contract in form No. 5 (for contract workers).
What to do in case of death or disappearance of a serviceman?
In the case of the death or disappearance of a serviceman, his family members must provide an appropriate certificate to confirm their status. For persons who are in captivity or are considered missing, as well as their relatives, information from a state-owned enterprise that performs the functions of a national information bureau is a confirmation.
Legal protection for servicemen-borrowers
If you have additional questions or your rights as a military borrower are being ignored, seek legal help. Specialists of the company “Prykhodko and partners” will provide you with comprehensive advice and help solve problematic situations.
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Specialist in bankruptcy of individuals and legal entities. Provides legal support in bankruptcy procedures for individuals, private limited liability companies, legal entities, as well as closing executive proceedings, concluding restructuring and settlement agreements with financial institutions
TOP lawyers dealing with such cases in Ukraine
How to order the service? How do we work?
The practice of military law is represented by almost the widest list of services, both for conscripts and for military personnel.
Our lawyers and lawyers protect the rights and interests of clients throughout Ukraine.
When contacting our lawyers, you first receive an initial consultation, which will give you an understanding of how to proceed and what steps need to be taken to achieve a positive result.
All our specialists have practical experience, monitor the latest changes in legislation, advise not only individuals, but also conduct webinars for companies, so competence is confirmed by concrete actions.
What is the price for a lawyer's consultation and assistance?
Price for services in the "Debtor's rights protection" category:
from 2,000 to 300,000 UAH The price is valid for September 2024
What is the cost of consultation on mobilization, military law, VLK, postponement?
The price of the consultation starts from UAH 1,000 – this is a quick consultation of up to 5 minutes. Its cost depends on many factors, namely: the complexity of the issue, the number of documents that a lawyer needs to analyze in order to form a legal opinion on your case. A full legal consultation by a lawyer costs UAH 4,000.
Is it possible to get a consultation online if it is not possible to come to the office?
Of course. We provide consultations both online and in the office. Online consultation is possible in any convenient way for the client. It can be a video call through a convenient messenger or a video conference format.
Do we provide free consultations?
The answer to this question is no. We do not offer free consultations. If you have one or two questions, the attorney/lawyer will of course tell you, but we provide detailed consultations on a paid basis.
Is it possible to sign a contract with a attorney/lawyer and then apply if necessary?
Yes, we practice such service. You can sign a contract with our company and, if necessary, you can use our services. This will save your time in the case of an emergency application, when the help of a lawyer or lawyer is urgently needed.
Do you work only in Kyiv or throughout Ukraine?
Our office is located in Kyiv, but our lawyers and lawyers protect the interests of clients throughout Ukraine. So if you need the physical presence of a lawyer or lawyer in your case – we can provide it.
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